 |
 Harvard University Phillips Brooks House 1920s Gravure $39.95 Time Remaining: 29d 1h 42m Buy It Now for only: $39.95 |
 Harvard University Jefferson Physics 1925 Gravure Print $29.95 Time Remaining: 29d 1h 44m Buy It Now for only: $29.95 |
 Harvard University jefferson Lab Physics 1907 Gravure $49.95 Time Remaining: 29d 1h 44m Buy It Now for only: $49.95 |
 HARVARD University Thayer Hall Appleton 1920s Gravure $24.95 Time Remaining: 29d 1h 41m Buy It Now for only: $24.95 |
 Harvard University Holworthy Hall 1882 Photogravure $22.95 Time Remaining: 29d 1h 44m Buy It Now for only: $22.95 |
 HARVARD University Quincy Street Gate 1920s Gravure $24.95 Time Remaining: 29d 1h 42m Buy It Now for only: $24.95 |
 HARVARD University Johnson Gate Peabody 1920s Gravure $24.95 Time Remaining: 29d 1h 43m Buy It Now for only: $24.95 |
 Harvard University Peabody Museum 1882 Photogravure $24.95 Time Remaining: 29d 1h 42m Buy It Now for only: $24.95 |
 Harvard University Thayer Hall Dorms 1882 Photogravure $29.95 Time Remaining: 29d 1h 41m Buy It Now for only: $29.95 |
 Harvard University Massachusetts Hall c1925 Gravure $29.95 Time Remaining: 29d 1h 43m Buy It Now for only: $29.95 |
 Harvard University Hemenway Gym c1925 Gravure Print $29.95 Time Remaining: 29d 1h 44m Buy It Now for only: $29.95 |
 Harvard University Hall Nice 1882 Photogravure $29.95 Time Remaining: 29d 1h 44m Buy It Now for only: $29.95 |
 Harvard University Episcopal Church 1907 Photogravure $29.95 Time Remaining: 29d 1h 45m Buy It Now for only: $29.95 |
 Harvard University Bussey Institute 1882 Photogravure $29.95 Time Remaining: 29d 1h 46m Buy It Now for only: $29.95 |
 Harvard University Brooks House c1925 Gravure Print $29.95 Time Remaining: 29d 1h 46m Buy It Now for only: $29.95 |
 Harvard University Boyleston Hall 1882 Photogravure $29.95 Time Remaining: 29d 1h 46m Buy It Now for only: $29.95 |
 Harvard University Beck Hall 1882 Photogravure $29.95 Time Remaining: 29d 1h 46m Buy It Now for only: $29.95 |
 Harvard University Arnold Arboretum 1882 Photogravure $29.95 Time Remaining: 29d 1h 46m Buy It Now for only: $29.95 |
 Harvard University Johnston Gate c1925 Gravure Print $29.95 Time Remaining: 29d 1h 43m Buy It Now for only: $29.95 |
 Harvard University Law School Langdell 1920s Gravure $39.95 Time Remaining: 29d 1h 43m Buy It Now for only: $39.95 |
 Harvard University MCZ Museum of Zoology c1925 Gravure $29.95 Time Remaining: 29d 1h 43m Buy It Now for only: $29.95 |
 Harvard University Massachusetts Hall 1882 Photogravure $29.95 Time Remaining: 29d 1h 43m Buy It Now for only: $29.95 |
 Harvard University Fogg Museum c1925 Gravure Print $29.95 Time Remaining: 29d 1h 45m Buy It Now for only: $29.95 |
 Harvard University President Lowell Large 1909 Print $21.95 Time Remaining: 29d 1h 42m Buy It Now for only: $21.95 |
 Harvard University Lehman Hall Dudley 1920s Gravure $39.95 Time Remaining: 29d 1h 43m Buy It Now for only: $39.95 |
 Harvard University Hemenway Gymnasium 1920s Gravure $39.95 Time Remaining: 29d 1h 44m Buy It Now for only: $39.95 |
 Harvard University Business School Dorms Gravure 1920s $39.95 Time Remaining: 29d 1h 46m Buy It Now for only: $39.95 |
 Harvard University Business School Dorms 1920s Gravure $39.95 Time Remaining: 29d 1h 46m Buy It Now for only: $39.95 |
 Harvard University Hollis Hall Holden Chapel 1907 Print $49.95 Time Remaining: 29d 1h 44m Buy It Now for only: $49.95 |
 Harvard University Museum of Zoology 1920s Gravure $39.95 Time Remaining: 29d 1h 42m Buy It Now for only: $39.95 |
 Harvard University Memorial Hall c1925 Gravure Print $24.95 Time Remaining: 29d 1h 42m Buy It Now for only: $24.95 |
 Harvard University Hemenway Gym 1907 Photogravure Print $24.95 Time Remaining: 29d 1h 44m Buy It Now for only: $24.95 |
 Harvard University Class Day Graduation BIG 1890s Print $99.95 Time Remaining: 29d 1h 45m Buy It Now for only: $99.95 |
 City Boston MA Harvard University Picture Print not Poster 95x27 Photo 5013 $19.95 Time Remaining: 6d 14h 37m Buy It Now for only: $19.95 |
 Harvard University Weld Hall Dorms 1882 Photogravure $39.95 Time Remaining: 29d 1h 41m Buy It Now for only: $39.95 |
 Harvard University Wadsworth House 1920s Photogravure $39.95 Time Remaining: 29d 1h 41m Buy It Now for only: $39.95 |
 Harvard University Wadsworth House 1882 Photogravure $39.95 Time Remaining: 29d 1h 41m Buy It Now for only: $39.95 |
 Harvard University Union Quincy St 1920s Photogravure $39.95 Time Remaining: 29d 1h 41m Buy It Now for only: $39.95 |
 Harvard University Sports Stadium 1920s Photogravure $39.95 Time Remaining: 29d 1h 41m Buy It Now for only: $39.95 |
 Harvard University Sever Hall 1882 Photogravure $39.95 Time Remaining: 29d 1h 42m Buy It Now for only: $39.95 |
 Harvard University John Harvard Monument 1907 Gravure $39.95 Time Remaining: 29d 1h 43m Buy It Now for only: $39.95 |
 Harvard University Hollis Hall Dorms 1882 Photogravure $39.95 Time Remaining: 29d 1h 44m Buy It Now for only: $39.95 |
 Harvard University Harvard Yard c1925 Gravure Print $39.95 Time Remaining: 29d 1h 44m Buy It Now for only: $39.95 |
 Harvard University Harvard Yard View 1920s Photogravure $39.95 Time Remaining: 29d 1h 44m Buy It Now for only: $39.95 |
 Harvard University Hall Harvard Yard 1920s Photogravure $39.95 Time Remaining: 29d 1h 44m Buy It Now for only: $39.95 |
 Harvard University Grays Hall Dorms 1882 Photogravure $39.95 Time Remaining: 29d 1h 45m Buy It Now for only: $39.95 |
 Harvard University Freshman Dorms 1920s Photogravure $39.95 Time Remaining: 29d 1h 45m Buy It Now for only: $39.95 |
 Harvard University Felton Hall Dorms1882 Photogravure $39.95 Time Remaining: 29d 1h 45m Buy It Now for only: $39.95 |
 Harvard University Business School 1920s Photogravure $39.95 Time Remaining: 29d 1h 46m Buy It Now for only: $39.95 |
 Harvard University Botanic Garden 1882 Photogravure $39.95 Time Remaining: 29d 1h 46m Buy It Now for only: $39.95 |
 Harvard University Appleton Chapel 1882 Photogravure $39.95 Time Remaining: 29d 1h 46m Buy It Now for only: $39.95 |
 Harvard University Medical School 1882 Photogravure $39.95 Time Remaining: 29d 1h 43m Buy It Now for only: $39.95 |
 Harvard University Johnston Gate 1920s Photogravure $39.95 Time Remaining: 29d 1h 43m Buy It Now for only: $39.95 |
 Harvard University Boat Club Charles River 1920s Print $39.95 Time Remaining: 29d 1h 46m Buy It Now for only: $39.95 |
 Harvard University Fogg Art Museum 1920s Photogravure $39.95 Time Remaining: 29d 1h 45m Buy It Now for only: $39.95 |
 Harvard University Weld Hall 1907 Photogravure Print $49.95 Time Remaining: 29d 1h 41m Buy It Now for only: $49.95 |
 Harvard University Wadsworth House 1907 Photogravure $49.95 Time Remaining: 29d 1h 41m Buy It Now for only: $49.95 |
 Harvard University Wadsworth House c1925 Gravure Print $49.95 Time Remaining: 29d 1h 41m Buy It Now for only: $49.95 |
 Harvard University Union Loebs House 1907 Photogravure $49.95 Time Remaining: 29d 1h 41m Buy It Now for only: $49.95 |
 Harvard University Thayer Hall 1907 Photogravure Print $49.95 Time Remaining: 29d 1h 41m Buy It Now for only: $49.95 |
 Harvard University Tenns at iPerkins Hall 1907 Gravure $49.95 Time Remaining: 29d 1h 41m Buy It Now for only: $49.95 |
 Harvard University Tennis Mining c1925 Gravure Print $49.95 Time Remaining: 29d 1h 41m Buy It Now for only: $49.95 |
 Harvard University Stoughton Hall 1882 Photogravure $49.95 Time Remaining: 29d 1h 41m Buy It Now for only: $49.95 |
 Harvard University Stadium 1907 Photogravure Print $49.95 Time Remaining: 29d 1h 41m Buy It Now for only: $49.95 |
 Harvard University Smith Freshman Dorms c1925 Gravure $49.95 Time Remaining: 29d 1h 42m Buy It Now for only: $49.95 |
 Harvard University Sever Hall 1907 Photogravure Print $49.95 Time Remaining: 29d 1h 42m Buy It Now for only: $49.95 |
 Harvard University Robinson Hall History 1907 Gravure $49.95 Time Remaining: 29d 1h 42m Buy It Now for only: $49.95 |
 Harvard University Randall Hall Divinity Ave 1907 Print $49.95 Time Remaining: 29d 1h 42m Buy It Now for only: $49.95 |
 Harvard University Phillips Brooks House 1907 Gravure $49.95 Time Remaining: 29d 1h 42m Buy It Now for only: $49.95 |
 Harvard University Observatory 1907 Photogravure Print $49.95 Time Remaining: 29d 1h 42m Buy It Now for only: $49.95 |
 Harvard University Newell Boat House 1907 Photogravure $49.95 Time Remaining: 29d 1h 42m Buy It Now for only: $49.95 |
 Harvard University Music Dept c1925 Gravure Print $49.95 Time Remaining: 29d 1h 42m Buy It Now for only: $49.95 |
 Harvard University Memorial Hall 1907 Photogravure $49.95 Time Remaining: 29d 1h 43m Buy It Now for only: $49.95 |
 Harvard University Massachusetts Hall 1907 Photogravure $49.95 Time Remaining: 29d 1h 43m Buy It Now for only: $49.95 |
 Harvard University Loeb House c1925 Gravure Print $49.95 Time Remaining: 29d 1h 43m Buy It Now for only: $49.95 |
 Harvard University Holworthy Hall 1907 Photogravure $49.95 Time Remaining: 29d 1h 44m Buy It Now for only: $49.95 |
 Harvard University Harvard Union 1907 Photogravure $49.95 Time Remaining: 29d 1h 44m Buy It Now for only: $49.95 |
 Harvard University Harvard Union c1925 Gravure Print $49.95 Time Remaining: 29d 1h 44m Buy It Now for only: $49.95 |
 Harvard University Hall Campus 1907 Photogravure Print $49.95 Time Remaining: 29d 1h 44m Buy It Now for only: $49.95 |
 Harvard University Greek Play 1907 Photogravure Print 2 $49.95 Time Remaining: 29d 1h 45m Buy It Now for only: $49.95 |
 Harvard University Greek Play 1907 Photogravure Print 1 $49.95 Time Remaining: 29d 1h 45m Buy It Now for only: $49.95 |
 Harvard University Grays Hall 1907 Photogravure Print $49.95 Time Remaining: 29d 1h 45m Buy It Now for only: $49.95 |
 Harvard University Gore Hall Library 1907 Photogravure $49.95 Time Remaining: 29d 1h 45m Buy It Now for only: $49.95 |
 Harvard University Freshman Dormitories c1925 Gravure $49.95 Time Remaining: 29d 1h 45m Buy It Now for only: $49.95 |
 Harvard University Epworth Church Hastings 1907 Gravure $49.95 Time Remaining: 29d 1h 45m Buy It Now for only: $49.95 |
 Harvard University Engineering Pierce Hall 1925 Gravure $49.95 Time Remaining: 29d 1h 45m Buy It Now for only: $49.95 |
 Harvard University Emerson Hall Philosophy 1907 Gravure $49.95 Time Remaining: 29d 1h 45m Buy It Now for only: $49.95 |
 Harvard University Chemical Labs c1925 Gravure Print $49.95 Time Remaining: 29d 1h 46m Buy It Now for only: $49.95 |
 Harvard University Boyleston Hall 1907 Gravure $49.95 Time Remaining: 29d 1h 46m Buy It Now for only: $49.95 |
 Harvard University Radcliffe College 1907 Photogravure $89.99 Time Remaining: 29d 1h 42m Buy It Now for only: $89.99 |
 357 1839 Engraving MA Harvard Univ Cambridge matted $17.00 Time Remaining: 29d 5h 45m Buy It Now for only: $17.00 |
 Harvard University Semitic Museum 1907 Photogravure $49.95 Time Remaining: 29d 1h 42m Buy It Now for only: $49.95 |
 Harvard University Peabody Museum 1907 Photogravure $49.95 Time Remaining: 29d 1h 42m Buy It Now for only: $49.95 |
 Harvard University HBS Baker Library 1920s Photogravure $49.95 Time Remaining: 29d 1h 44m Buy It Now for only: $49.95 |
 Harvard University Widener Library c1925 Gravure Print $49.95 Time Remaining: 29d 1h 41m Buy It Now for only: $49.95 |
 Harvard University Johnston Gate 1907 Gravure Print $49.95 Time Remaining: 29d 1h 43m Buy It Now for only: $49.95 |
 Harvard University Gore Hall Library 1907 Gravure Print $49.95 Time Remaining: 29d 1h 45m Buy It Now for only: $49.95 |
 Harvard University Fogg Art Museum 1907 Photogravure $49.95 Time Remaining: 29d 1h 45m Buy It Now for only: $49.95 |
 Harvard University Graduation Ceremony 1850s Engraving $79.95 Time Remaining: 29d 1h 45m Buy It Now for only: $79.95 |
 Harvard University Busch Reisinger Museum 1907 Gravure $69.95 Time Remaining: 29d 1h 46m Buy It Now for only: $69.95 |
Harvard University
Greedy, Greedy Harvard: The Insatiable Harvard Endowment Fund
FORGET TUITION?
A little birdie once told me that Harvard University in Cambridge, Massachusetts had decided to discontinue charging tuition for its undergraduates. When I heard this uncorroborated concept, I nearly leaped out of my skin and shouted "Halleluiah". Needless to say, I am no Harvard graduate and probably will never attend Harvard, so I was chagrined in disbelief. The concept of eliminating the tuition burden of some of America's top students was a novel idea, but much too sinister for Harvard.
WARCHEST
Nevertheless, what was Harvard thinking – anyway? With nearly $30 billion sitting in their war chest earning savory interest, what foolish, blubbering university board of trustees would ever allow such a phenomenon to occur? That birdie was wrong, or lied. After examination, Harvard has not announced any plans to reduce or eliminate tuition costs. On the contrary, they intend on increasing undergraduate tuition by 3.5% in 2010.
Bitter, you call me? No, not bitter, just a tad vinegary and visibly perplexed.. Here is why: Harvard University's endowment fund was hovering at a staggering $36.9 billion in 2008. GASP! As of June 30th 2009, that colossal sum was reduced to a smaller colossal sum of $26.9 billion from the recent market turmoil. Five months later, at a measly $30 billion, The Harvard Endowment Fund continues to stand as the world's largest university endowment bucket in the history of mankind. Gadzuks, Batman!
ENDOWMENTS
That aforementioned birdie told me that with this unbelievable sum of money, Harvard cronies have decided to waive all undergraduate tuition indefinitely. The reasoning behind this philosophy was elementary: With this mammoth sum working for the benefit of Harvard University, they were experiencing annual earnings in excess $2.5 billion. This is not including all of the additional mega-gifts and other financial contributions given during each year. So what happened? What became of this novel and magnanimous idea? Did it go the way of the dodo bird? Was it ever going to happen?
Harvard Management Company (HMC) president and CEO Jane L. Mendillo noted in a communication to the community, "Clearly, the last year was a difficult one for Harvard, as it was for almost all institutional investors." Oh, really? So it appears that the underlying cause of a tuition increase and not a tuition decrease is that you had a bad year? Am I correct?
CRUNCH THE NUMBERS
Let's play with some figures, shall we? With an approximate enrollment at Harvard sitting near 20,000 students and an approximate annual tuition of $40,000, Harvard is raking in another $800 million annually, less awards, scholarships, and other financial aid. If not one student was awarded any aid whatsoever, Harvard would still have a handsome positive annual cash flow in excess of $1.7 billion, not including annual gifts and contributions to the Endowment Fund.
SURVIVAL?
How greedy does Harvard need to be to survive? They don't need to be greedy at all. If they were only to receive their current annual earnings from the Fund, charge no tuition, and then accept all gifts and contributions, Harvard would never go broke. In fact, considering their cash flow and a simple return of 6% annually, The Harvard Endowment Fund will surpass the $50 billion mark before 2020 from today's levels.
Then why charge any tuition at all with these discernable facts? If you don't know, did you pay attention to the title of my article? I believe the HMC feels a duty to the University to regain the $13 billion loss before that question is ever answered truthfully. Mendillio was noted as saying, "For Harvard, as for almost every investor, regaining the market value lost as a result of the global economic crisis will take time".
With college tuition costs rising 3.5% to 6.6% nationwide, students are facing an unprecedented challenge. The challenge to find accepting schools and then find a way to make ends meet to finish valiantly and embrace the coveted degree. Inside of 4 years such a challenge may set them back nearly $160,000 in tuition alone. Where is Harvard at this time of need?
THE REAL STORY
It has been proven in cultural studies in the past. When an institution reduces the cost of a higher education, the playing field becomes more level. When intelligent minds have the same opportunity to earn the same award regardless of affordability, the story drastically changes. If Harvard eliminated tuition, then the best students of all walks of life and means will apply. The picking would be vast. No longer would the burden of tuition be a problem. The mere fact that Harvard is a "free" university would encourage thousands of bright young minds to push the extra mile for greatness.
Is Harvard really greedy? I will let you decide. But I will leave you with this one note of inspiration: If Harvard was genuinely interested in maintaining its legitimate greatness, they must abandon the attitude that the mighty buck is mightier than the minds they hold close to their bosom. For it is those mighty minds that make the school what it is now, not the Endowment Fund.
About the Author
Jason ValaVanis graduated from the University of Central Florida with a degree in Aerospace Engineering. He performed as an mechanical-optics engineer for Martin Marietta on the Cobra Helicopter and the F-16 Fighter Jet Forward-Looking-Infra-Red (FLIR) systems used in night combat. He maintained a DOD secret security clearance for his work on Military sensitive weaponry. From there, he was recruited to launch Atlas Rockets for General Dynamics at the Cape Canaveral Air Force Station. At KSC, he was a Systems Launch Engineer for 19 Atlas rocket launches and was a part of placing our GPS and military satellites in Geo-Stationary orbit. In 1990, he was attracted to Financial Planning. With his math background, he attended college again where he completed his Professional Education Studies Program towards the coveted Certified Financial Planner Boards License. After passing the two-day Board Exam, he earned his Board Certification in Financial Planning from the College for Financial Planning in Denver.
Currently, Jason owns and operates his financial planning firm, ValaVanis Financial in Melbourne, Florida.
His focus is simple and always remains the same: Strive to preserve wealth while increasing income, reducing risk, reducing taxes, and creating the lifetime legacies for our loved ones. Jason is a local author where he has published over 60 articles on financial planning and facing life's money challenges.
He is a Co-Founder and President Delta Tau Delta Fraternity - Zeta Omicron Chapter, Board Certified Professional Engineer Level 1, CERTIFIED FINANCIAL PLANNER PROFESSIONAL(R), Chartered Financial Consultant, and Real Estate Licensed.
Jason ValaVanis can be contacted at 321-956-7072.
When does the academic year of 2010 start at Harvard University?
In which month of the year 2010 does the academic year start at Harvard University? I believe its the same for all US universities but I'm not sure. It would be great if you know the month in which MIT starts as well.
Most if not all schools start their orientations in August and classes will most likely start in September. If you want to absolutely certain of a date, then look on the school's website. I checked Harvard's 08-09 calendar which should be fairly similar to this 10's
Bill Gates Speech at Harvard (part 1)